We check national banks and credit unions each day to find the best 1-year CD rates currently offered. The best CD rate for a 1-year term is 4.60% APY from the Federal Savings Bank. In comparison ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

On its website, Citizens Bank advertises only two CD options: eight-month and 14-month standard CDs. You can only open one of these accounts if you have a Citizens Private Client checking account ...

But that is subject to change. Huntington Bank has fixed-rate CD and jumbo fixed-rate CDs, each with standard and promotional rates. The fixed-rate CD requires a minimum deposit of $1,000 and has ...

Ally Bank offers several CD types, each with a different key benefit. None require a minimum balance, which is an attractive feature. Most CDs require a minimum balance. Ally’s CDs have daily ...

Though Citibank offers customers a range of CD terms and rates, most are uncompetitive. For a large bank, however, Citi has some inviting options. With just a $500 minimum deposit for all CDs ...

You earn interest based on current CD rates — and those rates can fluctuate wildly depending on factors such as inflation and the economy. During this century alone, average CD rates have ranged ...

Amy Nichol Smith spent more than 20 years working as a journalist for TV and newspapers before transitioning to software and hardware product reviews for consumers and small businesses.