By: Owen Moore | Updated 23.09.2024, 20:13 ...

We check national banks and credit unions each day to find the best 1-year CD rates currently offered. The best CD rate for a 1-year term is 5.04% APY from Lafayette Federal Credit Union ...

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Luckily, CDs generally offer a fixed interest rate, allowing you to lock in a great APY for the next 12 months. Here are some of the best CD rates for a 1-year term.

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If you invest $100,000 in a one-year CD with a 1.88% APY, you could earn around $1,880 in interest. Which bank has the highest 12-month CD rate? The best 12-month CD rates fluctuate, and various ...