Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Sara Coleman is a personal finance writer based in Augusta, Georgia. She’s written countless articles and essays on personal finance topics impacting our everyday financial lives. Before ...

In our 2024 Banking survey, only 12% of the 1,000 respondents have a money market account with their primary bank, while 78% have a savings account. Learn about the unique benefits of the best ...

Matt is a Certified Financial Planner™ and investment advisor based in Columbia, South Carolina. He writes personal finance and investment advice for The Ascent and its parent company The Motley ...

Currently, the highest average CD rate is 1.88% APY for a 12-month CD, according to the Federal Deposit Insurance Corporation (FDIC), but many banks and credit unions offer CDs that pay ...

You can score 5.13% APY with the leader in our best 3-year CDs ranking, or if you have at least $100,000 to deposit in a jumbo CD, you can stretch that to four years for a similar rate of 5.12% APY.

Daisuke Hori, 40, from Japan, made the drastic lifestyle change more than 12 years ago in order to boost his work efficiency. He now fits in as much as he can in a single day at the expense of ...

Kings Peak Credit Union: Up to 5.65% APY There is a relatively low $1,000 opening balance minimum required to open both the 6- and 12-month share certificates at Kings Peak Credit Union.

Today, the national average interest rate for savings accounts is just 0.46%, according to the FDIC. But that doesn’t mean you’re stuck earning a low rate on your savings. Many banks and ...

Annual percentage yield (APY) APY is how much a deposit account earns within a 12-month period. It takes into account the actual interest rate as well as how often that interest compounds.