Collateralization: Definition, How It Works, Examples - Investopedia
网页5 天之前 · Collateralization is the use of a valuable asset as collateral to secure a loan. If the borrower defaults on the loan, the lender may seize and sell the asset to offset the...
Collateralize Definition & Meaning - Merriam-Webster
网页1. : to make (a loan) secure with collateral. 2. : to use (something, such as securities) for collateral. Examples of collateralize in a Sentence. Recent Examples on the Web …
What Is A Collateral Loan And How Can I Get One? - Forbes
网页2023年7月18日 · A collateral loan is a secured loan that requires the borrower to provide an asset as security for repayment. With these loans, a lender can take possession of your property—the loan...
What Is Collateral? – Forbes Advisor
网页2021年3月26日 · Collateral is a thing of value that a borrower can pledge to a lender to get a loan or line of credit; common examples of collateral include real estate, vehicles, cash and investments.
Collateralized Mortgage Obligations (CMO) Explained - Money
网页2023年10月11日 · What is a collateralized mortgage obligation (CMO)? A CMO is an investment vehicle that allows investors to get exposure to the real estate market through collateralized mortgage loans. This makes it a type of mortgage-backed security (MBS), albeit one that is more complex than a basic MBS.
Collateral (finance) - Wikipedia
网页Collateralization of assets gives lenders a sufficient level of reassurance against default risk. It also help some borrowers to obtain loan if they have poor credit histories. Collateralized loans generally have substantially lower interest rate than unsecured loans.
Collateral - Definition and Examples - Investopedia
网页2024年2月23日 · Collateral is an item of value pledged to secure a loan. Collateral reduces the risk for lenders. If a borrower defaults on the loan, the lender can seize the collateral and sell...
What is collateral on a loan — and when do you need it? - CNBC
网页2024年5月20日 · Collateral is a valuable asset (like a car, house or even cash) you can pledge to secure a loan. If you fail to repay your loan, the lender can seize whatever you’ve put up as collateral.
Collateralized Loan Obligation (CLO) Structure, Benefits, and Risks
网页2023年12月12日 · Collateralized loan obligations (CLO) are securities backed by a pool of debt, usually loans to corporations with low credit ratings or private equity firms.
Collateralization - Definition, How it Works & Example - Financial …
网页2022年4月28日 · Collateralization is the process of securing a loan with valuable assets, which protects lenders from the risk of default. If the borrower defaults on a collateralized loan, the lender can seize the collateral and sell it …